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Billing & payments

UPI mandates, no-cost EMI, Razorpay, smart dunning, GST invoicing, and refunds.

How do I set up UPI auto-debit mandates?+

Settings → Billing → Payment methods → Enable UPI Mandate. Members are prompted to authorise via UPI app on their first auto-renewal. Subsequent renewals charge automatically — no member action needed.

What does smart dunning do?+

When a card or UPI charge fails, AskFitness automatically retries on a smart schedule (12 hrs / 36 hrs / 72 hrs / 7 days), sends WhatsApp + SMS reminders at each step, and offers an alternate payment method on day 4. Recovers ~62% of failed charges on average.

How is no-cost EMI configured?+

Pricing → No-cost EMI → toggle the banks (HDFC, ICICI, Axis, SBI, Kotak +19 more) and tenures (3/6/9/12 months). The discount you offer is shown to members at checkout. We collect the bank EMI subvention from your PG account; you see net rupees in AskBooks.

Can I issue a refund?+

Billing → Invoice → Refund. Partial or full refunds supported. Refunds reverse against the original payment method (UPI / card). Credit notes are auto-generated and registered with IRP for e-invoicing.

How do GST invoices work?+

Every invoice is GST-compliant by default. For B2B sales over ₹5 Cr turnover, IRN registration with GSTN happens automatically via AskBooks. Invoices include HSN codes, signed JSON, QR code — full e-invoicing schema.

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